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Tria

Regional Partner · Global (Requires supported passport/address) · personal

7.3/10
260 reviews

Self-custodial multi-chain Visa card with Arc chain abstraction, $1M daily limit and up to 6% cashback

Cashback
6%
FX fee
1.2%
Annual fee
$24
In United States
Available
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VirtualPhysicalUSDCUSDTETHSOLBTC
The verdict

Is Tria worth it?

Tria is a self-custodial cross-chain neobank Visa card utilizing chain abstraction (Arc integration) so users can spend assets across EVM and Solana without manual bridging. It offers a $1,000,000 daily spend limit, 0% Tria conversion fees, and 1.5% to 6% tiered cashback.

Pros

  • Chain abstraction spends across chains with 0% Tria conversion fee
  • Up to 6% cashback on Premium tier
  • Massive $1,000,000 daily spending limit

Cons

  • Starts at $20/yr for Virtual tier ($90 Signature, $250 Premium)
  • 6% max rate requires high monthly spending thresholds
Full transparency

Fees, limits & requirements

Reviewed Oct 2026
Issuance fee
Free
One-time card creation
Annual fee
$24
Monthly fees included where applicable
Crypto top-up
0%
0%
FX fee
1.2%
~0.4%–1.2% conv
ATM fee
2%
$750/day
Max daily spend
$1,000,000
Subject to KYC tier and issuer limits
Monthly ATM limit
$3,000
$750/day
KYC
Full KYC
Full KYC (Passport + address)
Custody
Self-custody
Funds remain in your wallet until settlement
Card network
Visa
debit card · issued by Regional Partner
Funding

Supported crypto & networks

Payout token:USDCStaking: Tiered plans: Virtual ($20), Signature ($90), Premium ($250) + monthly spend bands
Eligibility

Where is Tria available?

Global (Requires supported passport/address)
Available in United States according to the issuer's published list.

Availability lists change frequently. Confirm eligibility with Regional Partner before applying.

FAQ

Tria — common questions

Is Tria available in United States?+

Tria is listed as available in Global (Requires supported passport/address). Our data currently shows it as available in United States. Always confirm eligibility with Regional Partner before applying.

What fees does Tria charge?+

Tria has no issuance fee, a $24 annual fee, a 0% crypto top-up fee and a 1.2% FX fee. ATM withdrawals cost 2%. ~0.4%–1.2% conv

Does Tria support Apple Pay and Google Pay?+

Tria supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.

Is Tria self-custody?+

Yes. Tria is non-custodial: your assets stay in your own wallet until the moment of settlement. You remain responsible for key management and wallet security.

How does Tria cashback work?+

Tria offers 1.5%–6% cashback. Rewards are paid in USDC. Staking requirement: Tiered plans: Virtual ($20), Signature ($90), Premium ($250) + monthly spend bands. Cashback is modelled at the maximum published tier in our calculator.

Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.

Tria Review (2026): Fees & Cashback | Rituel Cards