Nocturne
670 reviews
by Regional PartnerInstant issuance
Privacy-first zero-KYC virtual Visa & Mastercard funded with Monero (XMR), BTC and stablecoins
- Issuance
- $25
- Annual fee
- $10/yr
- Foreign FX
- 1.5%
These cards offer a no-KYC onboarding tier, usually capped at a low monthly spend. Above the cap you will still need to verify your identity — treat the tier as a trial, not a loophole.
1 card matching this guide. Filters stay within the category.
670 reviews
by Regional PartnerInstant issuance
Privacy-first zero-KYC virtual Visa & Mastercard funded with Monero (XMR), BTC and stablecoins
Crypto cards you can open with minimal or no identity verification. Compare limits, fees and country availability. We start from the published fee schedule, then normalise top-up and FX fees to basis points so a 0.5% spread is directly comparable across issuers. Cards with unclear fee notes are marked as such rather than assumed to be free.
Filtering is applied before ranking, so a card never appears in a category it does not qualify for. Read the full methodology.
We currently track 1 card matching this guide, 0 of which charge 0% FX. Counts are generated from the directory dataset and update whenever a card is added or its availability changes.
Nocturne offers No cashback, paid in USDC. Staking requirement: None.
The default order sorts by editor score. Switch to table view to sort on raw fees, cashback or limits. Fees and calculator outputs always use the raw numbers.
Card issuance is regulated even when the onboarding tier is light. No-KYC tiers are usually capped at low monthly limits, and issuers must still comply with local anti-money-laundering rules. Using a card to evade tax or sanctions is illegal in every market we cover.
The issuer will ask you to complete identity verification before you can keep spending. Most programmes freeze new top-ups or decline transactions until the check is complete, rather than closing the account.