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Updated October 2026 · 83 cards · 12 fee inputs

Find the crypto card
that actually pays you.

Real cashback, real FX fees, real country availability. We normalise the fine print across debit, credit and prepaid cards so you can pick in minutes — not days.

Fee data tracked across the cards people actually use

  • ether.fi
  • Gnosis Pay
  • Crypto.com
  • Nexo
  • RedotPay
  • Kraken
  • Kast
  • BitPay
Crypto Card List

Every card, side by side

Toggle grid or table view. Filters, sort and country state stay in the URL, so every shortlist is shareable.

All crypto cards

83 cards

Filter by fees, KYC, country and features — then compare up to four cards.

Detected: United StatesShowing 12 of 83
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MetaMask - Metal Card

7.6/10

1.4k reviews

by Crypto Life (Baanx) United States — unavailable

Metal-tier MetaMask card: 3% mUSD back, 0% FX and higher limits

1%–3% backFull KYCApple / Google
SupportedmUSDUSDCUSDTwETH+3
Issuance
Free
Annual fee
$199/yr
Foreign FX
0%
Get card
Sponsored

MetaMask - Virtual Card

7.0/10

1.4k reviews

by Crypto Life (Baanx) United States — unavailable

Free self-custody Mastercard earning 1% mUSD back on every purchase

1% backFull KYCApple / Google
SupportedmUSDUSDCUSDTwETH+3
Issuance
Free
Annual fee
$0/yr
Foreign FX
1%
Get card
Sponsored

Bybit - VIP Card

7.2/10

2.2k reviews

by Moorwand United States — unavailable

Custodial Mastercard with up to 10% cashback, 100% subscription rebates and Auto-Savings yield

2%–10% backFull KYCApple / Google
SupportedUSDTUSDCBTCETH+1
Issuance
$5
Annual fee
$0/yr
Foreign FX
2%
Get card
Sponsored

RedotPay - Physical Card

6.5/10

3.9k reviews

by Regional Partner United States — unavailable

Global crypto Visa card in 200+ countries with Apple Pay, multi-chain funding and 3% Pro cashback

No cashbackFull KYCApple / Google
SupportedUSDTUSDCBTCETH+1
Issuance
$10
Annual fee
$100/yr
Foreign FX
1.2%
Get card
Sponsored

Bybit - Standard Card

6.4/10

2.2k reviews

by Moorwand United States — unavailable

Custodial Mastercard with up to 10% cashback, 100% subscription rebates and Auto-Savings yield

2%–10% backFull KYCApple / Google
SupportedUSDTUSDCBTCETH+1
Issuance
$5
Annual fee
$0/yr
Foreign FX
2%
Get card
Sponsored

RedotPay - Virtual Card

5.5/10

3.9k reviews

by Regional Partner United States — unavailable

Global crypto Visa card in 200+ countries with Apple Pay, multi-chain funding and 3% Pro cashback

No cashbackFull KYCApple / Google
SupportedUSDTUSDCBTCETH+1
Issuance
$10
Annual fee
$10/yr
Foreign FX
1.2%
Get card
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Nocturne

5.7/10

670 reviews

by Regional Partner United States

Privacy-first zero-KYC virtual Visa & Mastercard funded with Monero (XMR), BTC and stablecoins

No cashbackNo KYCApple / Google
SupportedBTCETHUSDTUSDC+2
Issuance
$25
Annual fee
$10/yr
Foreign FX
1.5%
Get card

Bleap

8.0/10

940 reviews

by Unlimit United States — unavailable

European MiCA-registered self-custodial Mastercard with 0% FX fees and up to 20% USDC cashback

1%–2% backFull KYCApple / Google
SupportedUSDCUSDTEURe
Issuance
Free
Annual fee
$0/yr
Foreign FX
0%
Get card

OKX Card

7.9/10

486 reviews

by OKX United States — unavailable

Self-custody OKX Wallet card for EEA spenders.

2%–10% backFull KYCApple / Google
SupportedUSDCUSDTETHBTC
Issuance
Free
Annual fee
$0/yr
Foreign FX
0%
Get card

Plasma One

7.8/10

490 reviews

by Third National Bank United States

Self-custodial global Visa card with 2%–10% cashback, 10% back on AI & flights, and free Claude Pro/ChatGPT Plus

2%–4% backFull KYCApple / Google
SupportedUSDTUSDC
Issuance
Free
Annual fee
$0/yr
Foreign FX
1%
Get card

ether.fi Cash - Luxe Card

7.7/10

1.9k reviews

by Third National Bank United States

DeFi restaking Visa credit & spend card with 3%–4% cashback and Claude/ChatGPT MCP integration

3.5%–3% backFull KYCApple / Google
SupportedUSDCETHUSDT
Issuance
Free
Annual fee
$0/yr
Foreign FX
1%
Get card

COCA Card

7.7/10

710 reviews

by Wirex Partner United States — unavailable

MPC non-custodial Visa card with 0% FX fees, $200/mo free ATM and 50% AI & streaming rebates

1%–8% backFull KYCApple / Google
SupportedUSDCUSDTETHBTC+1
Issuance
Free
Annual fee
$0/yr
Foreign FX
0.6%
Get card
71 remaining · all metrics are independently normalised
Net return

What does your spending actually earn?

We subtract the top-up spread, FX markup and annual fee before ranking cards. No headline-rate fantasy.

$
$100$20,000
Top 3 for your profile

$2,000/mo · USD · funded with USDC

83 cards modelled
Best net
1
OKX Card+$198/mo
2%–10% cashback·Top-up 0.1%·FX 0.0%
Cashback
$200
Top-up
−$2
FX
−$0
Annual
−$0
Effective return 9.90%Get card
2
Bybit - VIP Card+$182/mo
2%–10% cashback·Top-up 0.9%·FX 2.0%
Cashback
$200
Top-up
−$18
FX
−$0
Annual
−$0
Effective return 9.10%Get card
3
Bybit - Standard Card+$182/mo
2%–10% cashback·Top-up 0.9%·FX 2.0%
Cashback
$200
Top-up
−$18
FX
−$0
Annual
−$0
Effective return 9.10%Get card

At $2,000/month you would earn about $2,376 per year more with OKX Card than with a 0% cashback card. Excludes crypto price movement and tax.

FAQ

Questions worth asking first

Short answers, sourced from the same dataset as the directory.

What is the best crypto card in 2026?+

For self-custody spenders in supported countries, ether.fi Cash is the strongest all-round package: 3% cashback in ETH, 0% FX and no annual fee. Gnosis Pay is better for European users who want an IBAN and 0% FX, while Nexo suits people who would rather borrow against crypto than sell it.

Are there really no-KYC crypto cards?+

Yes, but only at low limits. RedotPay and Kast both offer a no-KYC tier capped at roughly $1,000 per month. Above that threshold you will need to complete identity verification. Treat no-KYC tiers as a convenience, not a way to avoid regulation.

Do crypto cards charge FX fees?+

Many do. FX markups range from 0% (ether.fi, Gnosis Pay, Kraken) to 3% (BitPay, Fold). A 0% headline can still hide a weekend spread, so we track the fee notes separately for every card.

Is a self-custody crypto card safer?+

Self-custody cards reduce counterparty risk because your assets stay in your own wallet until settlement. The trade-off is that you are responsible for key management, and most self-custody cards offer weaker rewards than custodial exchange cards.

How does the net return calculator work?+

It subtracts the crypto top-up fee, FX markup and monthly share of the annual fee from the cashback earned at your spend level. It then ranks every card in the directory by net monthly value. Cashback is modelled at the maximum published tier and does not account for token price movement.

Free, independent, updated monthly

Stop guessing which card keeps more of your money.

Compare the real net return at your spend level, filter by the country you actually live in, and open the card that fits.