Card-issuing rail · 4 cards
What is DiPocket?
DiPocket is a Lithuanian e-money institution that issues European payment and card products for fintechs and crypto programmes — best known in crypto as the EU issuer behind exchange cards like Bybit's.
Bank of Lithuania EMI licence, passported across the EEA4 cards on this rail
Same-rail KYC: if you've already completed identity verification on one card powered by DiPocket, onboarding another card on the same rail is usually lighter — the compliance record sits with the issuer, not the app.
Crypto cards powered by DiPocket
Every card in our database issued on this rail — including ones you'd never guess share the same back-end.
Pros of DiPocket
- Real EU BIN ranges — cards behave like normal EEA debit cards
- Crypto-programme friendly onboarding history
- SEPA infrastructure for EUR-denominated spend
Cons of DiPocket
- EEA-focused — limited value outside Europe
- Smaller EMI, so programme features are partner-dependent
- Card terms (limits, ATM) set by the partner programme
Frequently asked questions
- What is DiPocket?
- DiPocket is the regulated entity that actually issues the card — it provides the banking licence, BIN range and settlement plumbing while the crypto brand supplies the app and funding mechanism. If your card "just works", it's DiPocket doing the regulated part.
- If I did KYC on one DiPocket card, is it faster on another?
- Often yes — the compliance record lives with the issuer, so onboarding a second card on the same rail is frequently lighter-touch than starting fresh on a different one. Approval is never guaranteed, but the prior relationship helps.
- What happens if DiPocket loses its licence or goes down?
- Every card on the rail is affected at once — that's the hidden concentration risk of shared infrastructure. If a rail stops operating, partner programmes usually migrate cardholders to a replacement issuer, but there can be an interruption.
- Are cards on the same rail identical?
- No. The rail supplies the licence and the plumbing; the front-end brand decides fees, limits, rewards and KYC depth. Two cards on DiPocket can have very different terms — compare the cards, not just the issuer.
