Which stablecoins do crypto cards support?

USDT and USDC are supported almost everywhere. Some self-custody cards also take DAI, EURe, USDG or issuer-specific dollars like mUSD — the table shows each card's top-up assets.

Are there fees for topping up with stablecoins?

Usually a 0-1% conversion or load fee, plus network gas for self-custody cards. Exchange-issued cards often waive the load fee but take it in the FX spread.

Is spending stablecoins a taxable event?

Spending stablecoins is still a disposal in many jurisdictions, but the gain is typically near zero — which is why people use them for spend instead of BTC or ETH.

How many stablecoin crypto cards are there?

We currently track 82 crypto cards in this category, re-verified against issuer documentation on a rolling basis.

Crypto Card Best listsBest stablecoin crypto cards

Best list · 82 cards

Best stablecoin crypto cards

Spending volatile crypto means tracking a tax event on every coffee. Stablecoin-funded cards skip that: top up in USDT or USDC, spend fiat at the point of sale, keep one clean ledger. The cards here all accept major stablecoins directly.

Best stablecoin crypto cards

82 cards

82 cards in this category. Filters stay within the list.

Showing global availabilityShowing 12 of 82

MetaMask - Metal Card

7.6/10

1.4k reviews

by Crypto Life (Baanx)48 countries: EEA, UK, Switzerland, LATAM, Canada & Middle East

Metal-tier MetaMask card: 3% mUSD back, 0% FX and higher limits

1%–3% backFull KYCApple / Google

SupportedmUSDUSDCUSDTwETH+3

Issuance: Free
Annual fee: $199/yr
Foreign FX: 0%

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MetaMask - Virtual Card

7.0/10

1.4k reviews

by Crypto Life (Baanx)48 countries: EEA, UK, Switzerland, LATAM, Canada & Middle East

Free self-custody Mastercard earning 1% mUSD back on every purchase

1% backFull KYCApple / Google

SupportedmUSDUSDCUSDTwETH+3

Issuance: Free
Annual fee: $0/yr
Foreign FX: 1%

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BBMastercard

Bybit - VIP Card

7.2/10

2.2k reviews

by MoorwandEEA, Switzerland, Australia, LATAM & APAC

Custodial Mastercard with up to 10% cashback, 100% subscription rebates and Auto-Savings yield

2%–10% backFull KYCApple / Google

SupportedUSDTUSDCBTCETH+1

Issuance: $5
Annual fee: $0/yr
Foreign FX: 2%

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RedotPay - Physical Card

6.5/10

3.9k reviews

by Regional Partner200+ countries and territories (excl. US)

Global crypto Visa card in 200+ countries with Apple Pay, multi-chain funding and 3% Pro cashback

No cashbackFull KYCApple / Google

SupportedUSDTUSDCBTCETH+1

Issuance: $10
Annual fee: $100/yr
Foreign FX: 1.2%

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Bybit - Standard Card

6.4/10

2.2k reviews

by MoorwandEEA, Switzerland, Australia, LATAM & APAC

Custodial Mastercard with up to 10% cashback, 100% subscription rebates and Auto-Savings yield

2%–10% backFull KYCApple / Google

SupportedUSDTUSDCBTCETH+1

Issuance: $5
Annual fee: $0/yr
Foreign FX: 2%

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RedotPay - Virtual Card

5.5/10

3.9k reviews

by Regional Partner200+ countries and territories (excl. US)

Global crypto Visa card in 200+ countries with Apple Pay, multi-chain funding and 3% Pro cashback

No cashbackFull KYCApple / Google

SupportedUSDTUSDCBTCETH+1

Issuance: $10
Annual fee: $10/yr
Foreign FX: 1.2%

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NCVisa

Nocturne

5.7/10

670 reviews

by Regional PartnerInstant issuance

Privacy-first zero-KYC virtual Visa & Mastercard funded with Monero (XMR), BTC and stablecoins

No cashbackNo KYCApple / Google

SupportedBTCETHUSDTUSDC+2

Issuance: $25
Annual fee: $10/yr
Foreign FX: 1.5%

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Bleap

8.0/10

940 reviews

by UnlimitEEA & UK

European MiCA-registered self-custodial Mastercard with 0% FX fees and up to 20% USDC cashback

1%–2% backFull KYCApple / Google

SupportedUSDCUSDTEURe

Issuance: Free
Annual fee: $0/yr
Foreign FX: 0%

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OKXMastercard

OKX Card

7.9/10

486 reviews

by OKXEEA

Self-custody OKX Wallet card for EEA spenders.

2%–10% backFull KYCApple / Google

SupportedUSDCUSDTETHBTC

Issuance: Free
Annual fee: $0/yr
Foreign FX: 0%

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Plasma One

7.8/10

490 reviews

by Third National Bank150+ countries

Self-custodial global Visa card with 2%–10% cashback, 10% back on AI & flights, and free Claude Pro/ChatGPT Plus

2%–4% backFull KYCApple / Google

SupportedUSDTUSDC

Issuance: Free
Annual fee: $0/yr
Foreign FX: 1%

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ether.fi Cash - Luxe Card

7.7/10

1.9k reviews

by Third National Bank85+ countries (Global)

DeFi restaking Visa credit & spend card with 3%–4% cashback and Claude/ChatGPT MCP integration

3.5%–3% backFull KYCApple / Google

SupportedUSDCETHUSDT

Issuance: Free
Annual fee: $0/yr
Foreign FX: 1%

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COCA Card

7.7/10

710 reviews

by Wirex Partner54 countries (EEA, UK, LATAM, APAC)

MPC non-custodial Visa card with 0% FX fees, $200/mo free ATM and 50% AI & streaming rebates

1%–8% backFull KYCApple / Google

SupportedUSDCUSDTETHBTC+1

Issuance: Free
Annual fee: $0/yr
Foreign FX: 0.6%

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70 remaining · all metrics are independently normalised

Top 3 picks

Ranked by our verified score, then fee profile.

Best overall

Bleap

8.0/10

European MiCA-registered self-custodial Mastercard with 0% FX fees and up to 20% USDC cashback

Cashback: 1%–2% cashback
FX fee: 0%
Annual: None
KYC: Full KYC
Network: Mastercard
Issuer: Unlimit

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OKX Card

7.9/10

Self-custody OKX Wallet card for EEA spenders.

Cashback: 2%–10% cashback
FX fee: 0%
Annual: None
KYC: Full KYC
Network: Mastercard
Issuer: OKX

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Plasma One

7.8/10

Self-custodial global Visa card with 2%–10% cashback, 10% back on AI & flights, and free Claude Pro/ChatGPT Plus

Cashback: 2%–4% cashback
FX fee: 1%
Annual: None
KYC: Full KYC
Network: Visa
Issuer: Third National Bank

Get card Full review

Frequently asked questions

Which stablecoins do crypto cards support?: USDT and USDC are supported almost everywhere. Some self-custody cards also take DAI, EURe, USDG or issuer-specific dollars like mUSD — the table shows each card's top-up assets.
Are there fees for topping up with stablecoins?: Usually a 0-1% conversion or load fee, plus network gas for self-custody cards. Exchange-issued cards often waive the load fee but take it in the FX spread.
Is spending stablecoins a taxable event?: Spending stablecoins is still a disposal in many jurisdictions, but the gain is typically near zero — which is why people use them for spend instead of BTC or ETH.
How many stablecoin crypto cards are there?: We currently track 82 crypto cards in this category, re-verified against issuer documentation on a rolling basis.

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