Crypto.com Visa - Ruby Steel CardvsNexo - Base Card
A metric-by-metric comparison based on published fees and limits. “Best” means the lowest cost or highest reward in that row — not an editorial endorsement.
| Metric |  Foris DAX Asia 7.1/10 Get card |  DiPocket UAB 6.5/10 Get card |
|---|---|---|
| Verdict | ||
| Editor scoreComposite of fees, rewards, transparency and user sentiment | Best 7.1/10 | 6.5/10 |
| Costs | ||
| Annual fee | None | None |
| FX fee | Best 0.5% | 2% |
| Crypto top-up | Best 0% | 0.8% |
| Issuance fee | Free | Free |
| ATM fee | Best 0% | 2% |
| Rewards | ||
| Max cashback | Best 2% cashback | 0.5% cashback |
| Payout token | CRO | NEXO |
| Staking | $500 CRO | $5,000+ portfolio; NEXO ratio |
| Perks | Up to 5% CRO cashback · Airport lounges · Spotify & Netflix rebates | Apple & Google Pay · Dual Credit/Debit Mode · Up to 14% Yield |
| Access | ||
| KYCNo KYC scored highest, then light KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Countries | Best 80 (Global (100+ countries)) | 30 (EEA, UK & Switzerland (28+ countries)) |
| Max daily spend | Best $20,000 | $10,000 |
| Monthly ATM limit | $3,000 | Best $10,000 |
| Mobile wallets | Apple Google | Apple Google |
| Networks | Ethereum, Cronos, Solana, Bitcoin | Best Ethereum, Bitcoin, Polygon, Solana +3 |
| Top-up tokens | Best BTC, ETH, USDT, USDC, CRO +1 | BTC, ETH, USDT, USDC, SOL |
| Issuer | Foris DAX Asia | DiPocket UAB |
| Network | Visa | Mastercard |
The quick verdict
Crypto.com Visa - Ruby Steel Card pays the highest headline cashback at 2%, but check the staking requirement: $500 cro.
Crypto.com Visa - Ruby Steel Card is the cheaper travel card at 0.5% FX, while Crypto.com Visa - Ruby Steel Card wins on annual cost at $0.
Both cards are available in 80 and 30 countries respectively. If your country is not on one of those lists, the choice is already made for you.
- Mature app, card and support ecosystem
- Lounge access and streaming rebates at mid tiers
- One-tap toggle between Credit Mode and Debit Mode
- Up to 14% yield on balances in Debit Mode
Crypto.com Visa - Ruby Steel Card vs Nexo - Base Card — FAQ
Which is better, Crypto.com Visa - Ruby Steel Card or Nexo - Base Card?+
Crypto.com Visa - Ruby Steel Card has the higher editor score. Crypto.com Visa - Ruby Steel Card pays 2% cashback with 0.5% FX, while Nexo - Base Card pays 0.5% cashback with 2% FX. The right choice depends on whether you value cashback, low FX, self-custody or country availability more.
Which card has lower fees, Crypto.com Visa - Ruby Steel Card or Nexo - Base Card?+
Crypto.com Visa - Ruby Steel Card has a no annual fee annual fee, 0% top-up fee and 0.5% FX. Nexo - Base Card has a no annual fee annual fee, 0.8% top-up fee and 2% FX. The winner depends on your spend currency and funding token; run the net return calculator for your own numbers.
Can I use Crypto.com Visa - Ruby Steel Card and Nexo - Base Card together?+
Yes, in most jurisdictions there is no restriction on holding multiple crypto cards. A common setup is using the lowest-FX card for travel and the highest-cashback card for domestic or online spend.