CoinJar CardvsShakepay Card
A metric-by-metric comparison based on published fees and limits. “Best” means the lowest cost or highest reward in that row — not an editorial endorsement.
| Metric | CJMastercard CoinJar Card CoinJar 5.4/10 Get card | SVisa Shakepay Card Shakepay 5.8/10 Get card |
|---|---|---|
| Verdict | ||
| Editor scoreComposite of fees, rewards, transparency and user sentiment | 5.4/10 | Best 5.8/10 |
| Costs | ||
| Annual fee | None | None |
| FX fee | Best 3% | 3% |
| Crypto top-up | 1% | Best 0% |
| Issuance fee | Free | Free |
| ATM fee | Best 1% | 2% |
| Rewards | ||
| Max cashback | 0.5%–1% cashback | Best 1%–1.5% cashback |
| Payout token | CoinJar Rewards points | BTC |
| Staking | None | None |
| Perks | 1% BTC cashback · No annual fee · AUD account | Up to 2% BTC cashback · Weekly shaking rewards · No annual fee |
| Access | ||
| KYCNo KYC scored highest, then light KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Countries | Best 2 (Australia & New Zealand) | 1 (Canada) |
| Max daily spend | $5,000 | $5,000 |
| Monthly ATM limit | Best $1,000 | $500 |
| Mobile wallets | Apple Google | Apple Google |
| Networks | Best Bitcoin, Ethereum, XRP Ledger | Bitcoin, Ethereum |
| Top-up tokens | Best BTC, ETH, USDC, XRP | BTC, ETH, USDC |
| Issuer | CoinJar | Shakepay |
| Network | Mastercard | Visa |
The quick verdict
Shakepay Card pays the highest headline cashback at 1.5%, but check the staking requirement: none.
CoinJar Card is the cheaper travel card at 3% FX, while CoinJar Card wins on annual cost at $0.
Both cards are available in 2 and 1 countries respectively. If your country is not on one of those lists, the choice is already made for you.
- BTC cashback on everyday spend
- No annual fee
CoinJar Card vs Shakepay Card — FAQ
Which is better, CoinJar Card or Shakepay Card?+
Shakepay Card has the higher editor score. CoinJar Card pays 0.5%–1% cashback with 3% FX, while Shakepay Card pays 1%–1.5% cashback with 3% FX. The right choice depends on whether you value cashback, low FX, self-custody or country availability more.
Which card has lower fees, CoinJar Card or Shakepay Card?+
CoinJar Card has a no annual fee annual fee, 1% top-up fee and 3% FX. Shakepay Card has a no annual fee annual fee, 0% top-up fee and 3% FX. The winner depends on your spend currency and funding token; run the net return calculator for your own numbers.
Can I use CoinJar Card and Shakepay Card together?+
Yes, in most jurisdictions there is no restriction on holding multiple crypto cards. A common setup is using the lowest-FX card for travel and the highest-cashback card for domestic or online spend.