DolarAppvsKAST - Standard Card
A metric-by-metric comparison based on published fees and limits. “Best” means the lowest cost or highest reward in that row — not an editorial endorsement.
| Metric | DAMastercard DolarApp DolarApp 6.5/10 Get card |  Third National Bank 7.4/10 Get card |
|---|---|---|
| Verdict | ||
| Editor scoreComposite of fees, rewards, transparency and user sentiment | 6.5/10 | Best 7.4/10 |
| Costs | ||
| Annual fee | None | None |
| FX fee | Best 0.5% | 1.8% |
| Crypto top-up | 0% | 0% |
| Issuance fee | Free | Free |
| ATM fee | Best 1.5% | 2% |
| Rewards | ||
| Max cashback | Best Up to 3% cashback | 1.5% cashback |
| Payout token | USD | USD |
| Staking | None | $0 |
| Perks | USD account · USDC funding · LatAm focus | Apple & Google Pay · SOL Staking Yield · Global Coverage |
| Access | ||
| KYCNo KYC scored highest, then light KYC | Full KYC | Full KYC |
| Custody | Custodial | Self-custody |
| Countries | 16 (Latin America) | Best 24 (150+ countries (Global)) |
| Max daily spend | $5,000 | Best $25,000 |
| Monthly ATM limit | $1,000 | Best $30,000 |
| Mobile wallets | Apple Google | Apple Google |
| Networks | Base, Ethereum, Polygon | Solana, Ethereum, Tron |
| Top-up tokens | USDC, USDT | Best USDC, USDT, SOL |
| Issuer | DolarApp | Third National Bank |
| Network | Mastercard | Visa |
The quick verdict
DolarApp pays the highest headline cashback at 3%, but check the staking requirement: none.
DolarApp is the cheaper travel card at 0.5% FX, while DolarApp wins on annual cost at $0.
Both cards are available in 16 and 24 countries respectively. If your country is not on one of those lists, the choice is already made for you.
DolarApp vs KAST - Standard Card — FAQ
Which is better, DolarApp or KAST - Standard Card?+
KAST - Standard Card has the higher editor score. DolarApp pays Up to 3% cashback with 0.5% FX, while KAST - Standard Card pays 1.5% cashback with 1.8% FX. The right choice depends on whether you value cashback, low FX, self-custody or country availability more.
Which card has lower fees, DolarApp or KAST - Standard Card?+
DolarApp has a no annual fee annual fee, 0% top-up fee and 0.5% FX. KAST - Standard Card has a no annual fee annual fee, 0% top-up fee and 1.8% FX. The winner depends on your spend currency and funding token; run the net return calculator for your own numbers.
Can I use DolarApp and KAST - Standard Card together?+
Yes, in most jurisdictions there is no restriction on holding multiple crypto cards. A common setup is using the lowest-FX card for travel and the highest-cashback card for domestic or online spend.