ether.fi Cash - Luxe CardvsJupiter Card
A metric-by-metric comparison based on published fees and limits. “Best” means the lowest cost or highest reward in that row — not an editorial endorsement.
| Metric |  Third National Bank 7.7/10 Get card |  Rain Cards 7.0/10 Get card |
|---|---|---|
| Verdict | ||
| Editor scoreComposite of fees, rewards, transparency and user sentiment | Best 7.7/10 | 7.0/10 |
| Costs | ||
| Annual fee | None | None |
| FX fee | Best 1% | 1.8% |
| Crypto top-up | 0% | 0% |
| Issuance fee | Best Free | $13.13 |
| ATM fee | 2% | 2% |
| Rewards | ||
| Max cashback | Best 3.5%–3% cashback | 2% cashback |
| Payout token | ETHFI | USDC |
| Staking | $10,000 liquid deposit | 2% base ($100/mo cap); 4% ($200/mo cap) when referring 2 active friends |
| Perks | Apple & Google Pay · 3%–4% Cashback · Claude/ChatGPT MCP | Apple & Google Pay · 2%–4% Cashback · Multi-Chain USDC Deposit |
| Access | ||
| KYCNo KYC scored highest, then light KYC | Full KYC | Full KYC |
| Custody | Self-custody | Custodial |
| Countries | 25 (85+ countries (Global)) | Best 53 (52 countries (Americas, APAC, MEA)) |
| Max daily spend | $25,000 | Best $50,000 |
| Monthly ATM limit | $750 | Best $2,000 |
| Mobile wallets | Apple Google | Apple Google |
| Networks | Ethereum, Arbitrum, Base | Solana, Arbitrum, Base |
| Top-up tokens | Best USDC, ETH, USDT | USDC, USDT |
| Issuer | Third National Bank | Rain Cards |
| Network | Visa | Visa |
The quick verdict
ether.fi Cash - Luxe Card pays the highest headline cashback at 3%, but check the staking requirement: $10,000 liquid deposit.
ether.fi Cash - Luxe Card is the cheaper travel card at 1% FX, while ether.fi Cash - Luxe Card wins on annual cost at $0.
Both cards are available in 25 and 53 countries respectively. If your country is not on one of those lists, the choice is already made for you.
- 3% base cashback from Day 1 with no staking required on Core
- Borrow against yield-bearing restaked ETH/USDC vaults
- 2% base cashback in USD/USDC (up to 4% with referrals)
- 0% fee on USDC/USDT deposits and USD spend
ether.fi Cash - Luxe Card vs Jupiter Card — FAQ
Which is better, ether.fi Cash - Luxe Card or Jupiter Card?+
ether.fi Cash - Luxe Card has the higher editor score. ether.fi Cash - Luxe Card pays 3.5%–3% cashback with 1% FX, while Jupiter Card pays 2% cashback with 1.8% FX. The right choice depends on whether you value cashback, low FX, self-custody or country availability more.
Which card has lower fees, ether.fi Cash - Luxe Card or Jupiter Card?+
ether.fi Cash - Luxe Card has a no annual fee annual fee, 0% top-up fee and 1% FX. Jupiter Card has a no annual fee annual fee, 0% top-up fee and 1.8% FX. The winner depends on your spend currency and funding token; run the net return calculator for your own numbers.
Can I use ether.fi Cash - Luxe Card and Jupiter Card together?+
Yes, in most jurisdictions there is no restriction on holding multiple crypto cards. A common setup is using the lowest-FX card for travel and the highest-cashback card for domestic or online spend.