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Crypto CardCardsBybit - Standard Card
MastercardIssued by Moorwand
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Bybit - Standard Card

Moorwand · EEA, Switzerland, Australia, LATAM & APAC · personal

6.4/10
2,150 reviews

Custodial Mastercard with up to 10% cashback, 100% subscription rebates and Auto-Savings yield

Cashback
10%
FX fee
2%
Annual fee
None
In United States
Not available
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VirtualPhysicalUSDTUSDCBTCETHSOL
The verdict

Is Bybit - Standard Card worth it?

Bybit Card is a Mastercard debit card issued by Moorwand (EEA) and regional partners that spends directly from your Bybit Funding Account while idle assets earn Auto-Savings interest. It offers 2%–10% cashback and 100% rebates on Netflix, Spotify, ChatGPT Plus, and Claude Pro for Tier 3+ and VIP users.

Pros

  • 2% to 10% cashback in USDT
  • 100% rebates on ChatGPT Plus, Claude Pro, Netflix & Spotify (Tier 3/VIP)
  • Auto-Savings yield on idle funds

Cons

  • 0.9% crypto conversion fee + 2% FX fee
  • Strict $5/mo cashback cap on entry Tier 1
  • Not available in US, UK or Singapore
Full transparency

Fees, limits & requirements

Reviewed Oct 2026
Issuance fee
$5
One-time card creation
Annual fee
None
Monthly fees included where applicable
Crypto top-up
0.9%
≤0.9% conv
FX fee
2%
0.5% EEA / 1–2% RoW
ATM fee
2%
Free €100/mo, then 2%
Max daily spend
$10,000
Subject to KYC tier and issuer limits
Monthly ATM limit
$10,000
Free €100/mo, then 2%
KYC
Full KYC
Full KYC (ID + proof of address)
Custody
Custodial
Issuer holds funds on your behalf
Card network
Mastercard
debit card · issued by Moorwand
Same product

Related crypto cards

Other Bybit cards, each priced on its own. Fees, cashback and perks differ per card.

Funding

Supported crypto & networks

Tokens

USDTUSDCBTCETHSOL
Payout token:USDTStaking: $0
Eligibility

Where is Bybit - Standard Card available?

EEA, Switzerland, Australia, LATAM & APAC
United States is not on the issuer's published availability list.
Show all 21 supported countries

Availability lists change frequently. Confirm eligibility with Moorwand before applying.

FAQ

Bybit - Standard Card — common questions

Is Bybit - Standard Card available in United States?+

United States is not on Bybit - Standard Card's published availability list. The card is currently offered in EEA, Switzerland, Australia, LATAM & APAC; availability can change, so confirm with Moorwand before applying.

What fees does Bybit - Standard Card charge?+

Bybit - Standard Card has a $5.00 issuance fee, no annual fee, a 0.9% crypto top-up fee and a 2% FX fee. ATM withdrawals cost 2%. 0.5% EEA / 1–2% RoW

Does Bybit - Standard Card support Apple Pay and Google Pay?+

Bybit - Standard Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.

Is Bybit - Standard Card self-custody?+

Bybit - Standard Card uses a custodial model. Moorwand holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.

How does Bybit - Standard Card cashback work?+

Bybit - Standard Card offers 2%–10% cashback. Rewards are paid in USDT. Staking requirement: $0. Cashback is modelled at the maximum published tier in our calculator.

Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.

Bybit Standard Review (2026): Fees & Cashback | Rituel Cards