Gemini Credit Card
WebBank · United States · personal
A real credit card that rewards you in crypto, instantly.
Is Gemini Credit Card worth it?
Gemini's card is a genuine credit card issued by WebBank, with rewards deposited into your Gemini account instantly. The 4% rate is category-capped (dining), but the 1% base, zero FX fee and no annual fee make it a strong everyday card for US crypto holders.
Pros
- True credit card with no annual fee
- Instant crypto rewards
- No foreign transaction fee
Cons
- US only
- Category caps on top reward rate
- Credit check required
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0%
- FX fee
- 0%
- 0%
- ATM fee
- 3%
- Cash advance fees apply
- Max daily spend
- $10,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $500
- Cash advance fees apply
- KYC
- Full KYC
- Full KYC, US residency, credit check
- Custody
- Custodial
- Issuer holds funds on your behalf
- Card network
- Mastercard
- credit card · issued by WebBank
Supported crypto & networks
Where is Gemini Credit Card available?
Availability lists change frequently. Confirm eligibility with WebBank before applying.
Gemini Credit Card — common questions
Is Gemini Credit Card available in United States?+
Gemini Credit Card is listed as available in United States. Our data currently shows it as available in United States. Always confirm eligibility with WebBank before applying.
What fees does Gemini Credit Card charge?+
Gemini Credit Card has no issuance fee, no annual fee, a 0% crypto top-up fee and a 0% FX fee. ATM withdrawals cost 3%. 0%
Does Gemini Credit Card support Apple Pay and Google Pay?+
Gemini Credit Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is Gemini Credit Card self-custody?+
Gemini Credit Card uses a custodial model. WebBank holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.
How does Gemini Credit Card cashback work?+
Gemini Credit Card offers 1%–4% cashback. Rewards are paid in BTC. Staking requirement: None. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.