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MastercardIssued by OKX
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Full KYCSelf-custodyMastercardDebit

OKX Card

OKX · EEA · personal

7.9/10
486 reviews

Self-custody OKX Wallet card for EEA spenders.

Cashback
10%
FX fee
0%
Annual fee
None
In United States
Not available
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VirtualUSDCUSDTETHBTC
The verdict

Is OKX Card worth it?

OKX's card is a virtual-only Mastercard that draws from the self-custody OKX Wallet. It is a useful companion for DeFi users in Europe who want Apple Pay without moving funds to a centralized exchange, though the lack of a physical card limits it.

Pros

  • Self-custody funding
  • 0% top-up fee
  • Apple Pay support

Cons

  • Virtual only
  • EEA only
  • 0.5% FX fee
Full transparency

Fees, limits & requirements

Reviewed Oct 2026
Issuance fee
Free
One-time card creation
Annual fee
None
Monthly fees included where applicable
Crypto top-up
0.1%
0.1% conv spread
FX fee
0%
0%
ATM fee
0%
No ATM access (virtual only)
Max daily spend
$10,000
Subject to KYC tier and issuer limits
Monthly ATM limit
No ATM access
No ATM access (virtual only)
KYC
Full KYC
Light KYC, EEA residency, OKX Wallet
Custody
Self-custody
Funds remain in your wallet until settlement
Card network
Mastercard
debit card · issued by OKX
Funding

Supported crypto & networks

Tokens

USDCUSDTETHBTC
Payout token:USDGStaking: None
Eligibility

Where is OKX Card available?

EEA
United States is not on the issuer's published availability list.
Show all 30 supported countries

Availability lists change frequently. Confirm eligibility with OKX before applying.

FAQ

OKX Card — common questions

Is OKX Card available in United States?+

United States is not on OKX Card's published availability list. The card is currently offered in EEA; availability can change, so confirm with OKX before applying.

What fees does OKX Card charge?+

OKX Card has no issuance fee, no annual fee, a 0.1% crypto top-up fee and a 0% FX fee. ATM withdrawals cost 0%. 0%

Does OKX Card support Apple Pay and Google Pay?+

OKX Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.

Is OKX Card self-custody?+

Yes. OKX Card is non-custodial: your assets stay in your own wallet until the moment of settlement. You remain responsible for key management and wallet security.

How does OKX Card cashback work?+

OKX Card offers 2%–10% cashback. Rewards are paid in USDG. Staking requirement: None. Cashback is modelled at the maximum published tier in our calculator.

Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.

OKX Card Review (2026): Fees & Cashback | Rituel Cards