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Crypto CardCardsPayitFast Card
VisaIssued by Third National Bank
View the PayitFast issuer page
Full KYCVisaCredit

PayitFast Card

Third National Bank · 189 countries · Personal & business

6.4/10
140 reviews

Canadian FINTRAC-registered global Visa card with up to 10% promo cashback and contactless ATM

Cashback
3%
FX fee
2.2%
Annual fee
None
In United States
Available
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VirtualBTCUSDTETHSOLUSDC
The verdict

Is PayitFast Card worth it?

Operated by Canadian MSB Silverleaf E-Money Services (PayitFast) and issued on Third National Visa rails across 189 countries, PayitFast bridges BTC, USDT, ETH, and SOL to everyday Visa tap-to-pay, contactless ATMs, and corporate multi-currency invoicing.

Pros

  • Available across 189 countries
  • Up to 3% standard and 10% promo cashback
  • Supports BTC, ETH, SOL and USDT plus contactless ATMs

Cons

  • High 2.2% FX fee on non-USD spend
  • Virtual card only
Full transparency

Fees, limits & requirements

Reviewed Oct 2026
Issuance fee
Free
One-time card creation
Annual fee
None
Monthly fees included where applicable
Crypto top-up
0%
0%
FX fee
2.2%
Low FX
ATM fee
2%
Yes
Max daily spend
$10,000
Subject to KYC tier and issuer limits
Monthly ATM limit
$2,000
Yes
KYC
Full KYC
Full KYC
Custody
Custodial
Issuer holds funds on your behalf
Card network
Visa
credit card · issued by Third National Bank
Funding

Supported crypto & networks

Tokens

BTCUSDTETHSOLUSDC
Payout token:USDTStaking: Up to 3% standard cashback (up to 10% on promotional merchants/tiers)
Eligibility

Where is PayitFast Card available?

189 countries
Available in United States according to the issuer's published list.
Show all 22 supported countries

Availability lists change frequently. Confirm eligibility with Third National Bank before applying.

FAQ

PayitFast Card — common questions

Is PayitFast Card available in United States?+

PayitFast Card is listed as available in 189 countries. Our data currently shows it as available in United States. Always confirm eligibility with Third National Bank before applying.

What fees does PayitFast Card charge?+

PayitFast Card has no issuance fee, no annual fee, a 0% crypto top-up fee and a 2.2% FX fee. ATM withdrawals cost 2%. Low FX

Does PayitFast Card support Apple Pay and Google Pay?+

PayitFast Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.

Is PayitFast Card self-custody?+

PayitFast Card uses a custodial model. Third National Bank holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.

How does PayitFast Card cashback work?+

PayitFast Card offers 1%–3% cashback. Rewards are paid in USDT. Staking requirement: Up to 3% standard cashback (up to 10% on promotional merchants/tiers). Cashback is modelled at the maximum published tier in our calculator.

Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.

PayitFast Card Review (2026): Fees & Cashback | Rituel Cards