RedotPay - Virtual Card
Regional Partner · 200+ countries and territories (excl. US) · personal
Global crypto Visa card in 200+ countries with Apple Pay, multi-chain funding and 3% Pro cashback
Is RedotPay - Virtual Card worth it?
Headquartered in Hong Kong, RedotPay is one of the most widely adopted crypto Visa cards across 200+ countries with seamless Apple Pay and Google Pay provisioning. A one-time $10 fee issues the virtual card ($100 for physical, or waived on annual Pro), with 1% conversion, 1.2% FX, and an optional RedotPay Pro tier offering 3% cashback and $1,000/mo in free ATM withdrawals.
Pros
- Battle-tested acceptance in 200+ countries with reliable Apple Pay & Google Pay
- $0 annual fee on Standard tier and high $25,000+ limits
- RedotPay Pro unlocks 3% cashback, $1k/mo free ATM and +1% Earn APY
Cons
- 1% crypto conversion fee + 1.2% non-USD FX fee equals 2.2% on foreign spend
- $10 virtual and $100 physical issuance fee on Standard tier
- 0% base cashback unless subscribed to Pro ($18/mo cap) and unavailable in US
Fees, limits & requirements
- Issuance fee
- $10
- One-time card creation
- Annual fee
- $10
- Monthly fees included where applicable
- Crypto top-up
- 1%
- 1% conv
- FX fee
- 1.2%
- 1.2% non-USD
- ATM fee
- 2%
- 2% up to $10,000/mo, then 3% ($1,000/mo ATM fee waived on Pro)
- Max daily spend
- $25,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $10,000
- 2% up to $10,000/mo, then 3% ($1,000/mo ATM fee waived on Pro)
- KYC
- Full KYC
- Full KYC (ID + selfie; non-US residents)
- Custody
- Custodial
- Issuer holds funds on your behalf
- Card network
- Visa
- debit card · issued by Regional Partner
Related crypto cards
Other RedotPay cards, each priced on its own. Fees, cashback and perks differ per card.
Supported crypto & networks
Where is RedotPay - Virtual Card available?
Show all 29 supported countries
Availability lists change frequently. Confirm eligibility with Regional Partner before applying.
RedotPay - Virtual Card — common questions
Is RedotPay - Virtual Card available in United States?+
United States is not on RedotPay - Virtual Card's published availability list. The card is currently offered in 200+ countries and territories (excl. US); availability can change, so confirm with Regional Partner before applying.
What fees does RedotPay - Virtual Card charge?+
RedotPay - Virtual Card has a $10.00 issuance fee, a $10 annual fee, a 1% crypto top-up fee and a 1.2% FX fee. ATM withdrawals cost 2%. 1.2% non-USD
Does RedotPay - Virtual Card support Apple Pay and Google Pay?+
RedotPay - Virtual Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is RedotPay - Virtual Card self-custody?+
RedotPay - Virtual Card uses a custodial model. Regional Partner holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.
How does RedotPay - Virtual Card cashback work?+
RedotPay - Virtual Card offers No cashback. Rewards are paid in USDC. Staking requirement: $0. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.