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Country directory · Oceania

Best crypto cards in New Zealand

20 card programmes are available in New Zealand, including Plasma One, ether.fi Cash - Luxe Card, Crypto.com Visa - Icy White Card. Compare real FX fees, cashback, KYC requirements and spending limits — then filter to the constraint that matters.

Cards available
20
No-KYC options
0
Self-custody
7
0% FX
5
Best cashback: Wirex One · 8%Top rated: Plasma One · 7.8/10Updated Oct 2026

Crypto cards available in New Zealand

20 cards

Every row is filtered to this country. Switch to table view for fee-level analysis.

Available in New ZealandShowing 12 of 20
Active
Sponsored

RedotPay - Physical Card

6.5/10

3.9k reviews

by Regional Partner New Zealand

Global crypto Visa card in 200+ countries with Apple Pay, multi-chain funding and 3% Pro cashback

No cashbackFull KYCApple / Google
SupportedUSDTUSDCBTCETH+1
Issuance
$10
Annual fee
$100/yr
Foreign FX
1.2%
Get card
Sponsored

RedotPay - Virtual Card

5.5/10

3.9k reviews

by Regional Partner New Zealand

Global crypto Visa card in 200+ countries with Apple Pay, multi-chain funding and 3% Pro cashback

No cashbackFull KYCApple / Google
SupportedUSDTUSDCBTCETH+1
Issuance
$10
Annual fee
$10/yr
Foreign FX
1.2%
Get card

Plasma One

7.8/10

490 reviews

by Third National Bank New Zealand

Self-custodial global Visa card with 2%–10% cashback, 10% back on AI & flights, and free Claude Pro/ChatGPT Plus

2%–4% backFull KYCApple / Google
SupportedUSDTUSDC
Issuance
Free
Annual fee
$0/yr
Foreign FX
1%
Get card

ether.fi Cash - Luxe Card

7.7/10

1.9k reviews

by Third National Bank New Zealand

DeFi restaking Visa credit & spend card with 3%–4% cashback and Claude/ChatGPT MCP integration

3.5%–3% backFull KYCApple / Google
SupportedUSDCETHUSDT
Issuance
Free
Annual fee
$0/yr
Foreign FX
1%
Get card

by Foris DAX Asia New Zealand

The original crypto cashback card, from Ruby Steel to Obsidian.

4.5%–5% backFull KYCApple / Google
SupportedBTCETHUSDTUSDC+2
Issuance
Free
Annual fee
$0/yr
Foreign FX
0%
Get card

by Foris DAX Asia New Zealand

The original crypto cashback card, from Ruby Steel to Obsidian.

5%–6% backFull KYCApple / Google
SupportedBTCETHUSDTUSDC+2
Issuance
Free
Annual fee
$0/yr
Foreign FX
0%
Get card
Partner placement

Reach 40,000 monthly card searchers.

Featured cards get pinned placement, a verified badge and a Fast-Track data review. One flat monthly fee — no CPC surprises.

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ether.fi Cash - Cash Card

7.6/10

1.9k reviews

by Third National Bank New Zealand

DeFi restaking Visa credit & spend card with 3%–4% cashback and Claude/ChatGPT MCP integration

3% backFull KYCApple / Google
SupportedUSDCETHUSDT
Issuance
Free
Annual fee
$0/yr
Foreign FX
0%
Get card

Bitget - VIP Card

7.5/10

1.4k reviews

by Bitget New Zealand

Spend crypto in 180+ countries with up to 8% cashback.

No cashbackFull KYCApple / Google
SupportedUSDTUSDCETHSOL
Issuance
Free
Annual fee
$0/yr
Foreign FX
1.5%
Get card

by Foris DAX Asia New Zealand

The original crypto cashback card, from Ruby Steel to Obsidian.

3% backFull KYCApple / Google
SupportedBTCETHUSDTUSDC+2
Issuance
Free
Annual fee
$0/yr
Foreign FX
0.5%
Get card

by Foris DAX Asia New Zealand

The original crypto cashback card, from Ruby Steel to Obsidian.

2% backFull KYCApple / Google
SupportedBTCETHUSDTUSDC+2
Issuance
Free
Annual fee
$0/yr
Foreign FX
0.5%
Get card

Ethena Pay

7.1/10

185 reviews

by Third National Bank New Zealand

Self-custodial Visa card spending synthetic dollar USDe with up to 5% cashback

4%–5% backFull KYCApple / Google
SupportedUSDCUSDT
Issuance
Free
Annual fee
$0/yr
Foreign FX
1%
Get card
8 remaining · all metrics are independently normalised

How to choose a crypto card in New Zealand

Start with availability, not cashback. A 5% headline rate is irrelevant if the issuer does not accept residents of New Zealand. Every card in the directory above publishes availability for this market.

Next, decide whether you need self-custody. 7 cards in this market are non-custodial, including Plasma One and ether.fi Cash - Luxe Card. Custodial cards are easier to use but introduce issuer risk.

Finally, model the real cost. The net return calculator subtracts top-up and FX fees before ranking cards for your spend level. A card with 3% cashback and a 1.5% top-up fee is worth less than it looks.

New Zealand — FAQ

Which crypto card is best in New Zealand?+

Based on our editor score, Plasma One is the highest-rated card available in New Zealand (7.8/10). It offers 2%–4% cashback with 1% FX. ether.fi Cash - Luxe Card and Crypto.com Visa - Icy White Card are the next strongest options.

Are there no-KYC crypto cards in New Zealand?+

We do not currently track a no-KYC card that explicitly lists New Zealand. Light-KYC options are available, but you should expect identity verification before the card is issued.

Do crypto cards in New Zealand charge FX fees?+

5 cards available in New Zealand charge 0% FX, including Crypto.com Visa - Icy White Card, Crypto.com Visa - Obsidian Card, ether.fi Cash - Cash Card. Others charge up to 3%.

Can I get a self-custody crypto card in New Zealand?+

Yes. Plasma One, ether.fi Cash - Luxe Card, ether.fi Cash - Cash Card, Ethena Pay, Avici, Hyperbeat, Exa Card are available in New Zealand and let you spend directly from a wallet you control.

Showing 20 of 83 tracked programmes. Availability sourced from issuer documentation, reviewed October 2026.