Coinbase Card
Pathward N.A. · US, UK & EEA (32 countries) · personal
No-fee Visa debit card spending directly from Coinbase balances with rotating crypto rewards
Is Coinbase Card worth it?
Coinbase Card is a Visa debit card issued by Pathward N.A. in the US and Paysafe in the UK/EEA that turns your Coinbase balances into everyday spending power. It charges zero transaction, annual, or ATM fees from Coinbase and pays 2%–4% in rotating crypto rewards.
Pros
- 0% transaction, FX and Coinbase ATM fees
- Zero conversion fee on USDC spend
- Backed by publicly traded Coinbase
Cons
- Daily spend capped at $2,500 in the US
- Custodial exchange balance required
- Rotating reward rates vary monthly
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0% USD/USDC
- FX fee
- 3%
- 0% USD/USDC (~3% crypto)
- ATM fee
- 0%
- $2.50 ATM fee
- Max daily spend
- $2,500
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $10,000
- $2.50 ATM fee
- KYC
- Full KYC
- Full KYC on Coinbase
- Custody
- Custodial
- Issuer holds funds on your behalf
- Card network
- Visa
- prepaid card · issued by Pathward N.A.
Related crypto cards
Other Coinbase cards, each priced on its own. Fees, cashback and perks differ per card.
Supported crypto & networks
Where is Coinbase Card available?
Availability lists change frequently. Confirm eligibility with Pathward N.A. before applying.
Coinbase Card — common questions
Is Coinbase Card available in United States?+
Coinbase Card is listed as available in US, UK & EEA (32 countries). Our data currently shows it as available in United States. Always confirm eligibility with Pathward N.A. before applying.
What fees does Coinbase Card charge?+
Coinbase Card has no issuance fee, no annual fee, a 0% crypto top-up fee and a 3% FX fee. ATM withdrawals cost 0%. 0% USD/USDC (~3% crypto)
Does Coinbase Card support Apple Pay and Google Pay?+
Coinbase Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is Coinbase Card self-custody?+
Coinbase Card uses a custodial model. Pathward N.A. holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.
How does Coinbase Card cashback work?+
Coinbase Card offers 2%–4% cashback. Rewards are paid in BTC. Staking requirement: None. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.