Oobit
Tether Backed / Visa Partner · 100+ countries (EEA, LATAM, APAC, MEA) · personal
Tether-backed Tap-to-Pay Visa card spending from connected Web3 wallets with up to 10% cashback
Is Oobit worth it?
Backed by Tether, Oobit provides a virtual Visa tap-to-pay card that can pull funds either from an in-app balance or directly from external Web3 wallets like MetaMask and Phantom via DePay JIT protocol. Reaching Level 2 ($250 spend over 90 days) unlocks 5% USDT cashback or 10% OOB cashback with zero staking.
Pros
- 5% cashback in USDT or 10% in OOB with zero token lockup
- DePay JIT protocol connects external self-custody wallets
- $0 annual and $0 issuance fee
Cons
- ~3% FX spread on non-USD international spend + 1% ($0.25 min) tx fee
- 5% USDT rate capped at $200/mo eligible spend
- Virtual card only
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 1%
- 1% (min $0.25/tx)
- FX fee
- 1.5%
- ≤1.5%
- ATM fee
- 2.5%
- 2.5–3% (min $5)
- Max daily spend
- $10,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $750
- 2.5–3% (min $5)
- KYC
- Full KYC
- Full KYC
- Custody
- Hybrid
- Issuer holds funds on your behalf
- Card network
- Visa
- debit card · issued by Tether Backed / Visa Partner
Supported crypto & networks
Where is Oobit available?
Show all 25 supported countries
Availability lists change frequently. Confirm eligibility with Tether Backed / Visa Partner before applying.
Oobit — common questions
Is Oobit available in United States?+
United States is not on Oobit's published availability list. The card is currently offered in 100+ countries (EEA, LATAM, APAC, MEA); availability can change, so confirm with Tether Backed / Visa Partner before applying.
What fees does Oobit charge?+
Oobit has no issuance fee, no annual fee, a 1% crypto top-up fee and a 1.5% FX fee. ATM withdrawals cost 2.5%. ≤1.5%
Does Oobit support Apple Pay and Google Pay?+
Oobit supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is Oobit self-custody?+
Oobit uses a hybrid model. Tether Backed / Visa Partner holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.
How does Oobit cashback work?+
Oobit offers 5%–10% cashback. Rewards are paid in USDT. Staking requirement: Unlocks at Level 2 ($250 cumulative spend in 90 days): 5% back on USDT spend ($200/mo spend cap) or 10% on OOB spend ($10k/mo spend cap). Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.