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SolidYield

Rain · Global (EU, LATAM, SEA, Africa) · Personal & business

7.6/10
280 reviews

Self-custodial stablecoin money app and Visa card earning DeFi yield plus 3%–5% USDC cashback

Cashback
5%
FX fee
1.5%
Annual fee
None
In United States
Not available
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VirtualUSDCUSDTETH
The verdict

Is SolidYield worth it?

Solid (SolidYield) is a self-custodial stablecoin yield account and virtual Visa card that earns hourly rewards points, automatic savings yield, and 3%–5% cashback in USDC. It supports local fiat on-ramps across 15+ emerging markets (PIX, QRIS, FPX) and exports clean monthly CSV/PDF accounting statements.

Pros

  • 3% base cashback paid in USDC on the free Core tier (up to 5% on Ultra)
  • 10% to 20% cashback on subscriptions and rides on Prime/Ultra
  • Gasless USDC withdrawals + monthly CSV/PDF statement exports

Cons

  • 1.5% FX fee on non-USD spend (unless using EUR Wirex rail)
  • $50/mo cashback cap on free Core tier ($1,667/mo full-rate spend)
Full transparency

Fees, limits & requirements

Reviewed Oct 2026
Issuance fee
Free
One-time card creation
Annual fee
None
Monthly fees included where applicable
Crypto top-up
0%
0%
FX fee
1.5%
Low FX
ATM fee
2%
Virtual Visa card
Max daily spend
$10,000
Subject to KYC tier and issuer limits
Monthly ATM limit
$2,000
Virtual Visa card
KYC
Full KYC
Full KYC
Custody
Self-custody
Funds remain in your wallet until settlement
Card network
Visa
credit card · issued by Rain
Funding

Supported crypto & networks

Tokens

USDCUSDTETH
Payout token:USDCStaking: Core ($0/yr): 3% USDC back ($50/mo cap); Prime & Ultra unlock up to 5% + 10%–20% on AI/subscriptions
Eligibility

Where is SolidYield available?

Global (EU, LATAM, SEA, Africa)
United States is not on the issuer's published availability list.
Show all 19 supported countries

Availability lists change frequently. Confirm eligibility with Rain before applying.

FAQ

SolidYield — common questions

Is SolidYield available in United States?+

United States is not on SolidYield's published availability list. The card is currently offered in Global (EU, LATAM, SEA, Africa); availability can change, so confirm with Rain before applying.

What fees does SolidYield charge?+

SolidYield has no issuance fee, no annual fee, a 0% crypto top-up fee and a 1.5% FX fee. ATM withdrawals cost 2%. Low FX

Does SolidYield support Apple Pay and Google Pay?+

SolidYield supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.

Is SolidYield self-custody?+

Yes. SolidYield is non-custodial: your assets stay in your own wallet until the moment of settlement. You remain responsible for key management and wallet security.

How does SolidYield cashback work?+

SolidYield offers 3%–5% cashback. Rewards are paid in USDC. Staking requirement: Core ($0/yr): 3% USDC back ($50/mo cap); Prime & Ultra unlock up to 5% + 10%–20% on AI/subscriptions. Cashback is modelled at the maximum published tier in our calculator.

Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.

SolidYield Review (2026): Fees & Cashback | Rituel Cards