Wirex One
Contis / Wirex Ltd · 79 countries (EEA, UK, APAC, LATAM) · personal
Multi-currency Visa and Mastercard with 0% FX fees and up to 8% Cryptoback migrating to Arc
Is Wirex One worth it?
Wirex is a pioneer multi-currency crypto debit card available in 79 countries, now evolving into Wirex One and WPAY on Arc. It offers 0% FX fees across 150+ currencies, $200/mo in free ATM withdrawals, and 0.5% to 8% instant Cryptoback rewards.
Pros
- 0% FX fees across 150+ currencies
- Up to 8% instant Cryptoback rewards
- Free ATM withdrawals up to $200/mo
Cons
- 8% max cashback requires €29.99/mo Elite plan and WXT lockup
- Not available to US residents
- Cashback paid in native WXT/WPAY token
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0%
- FX fee
- 0%
- 0%
- ATM fee
- 2%
- 0% tier
- Max daily spend
- $15,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $5,000
- 0% tier
- KYC
- Full KYC
- Full KYC
- Custody
- Custodial
- Issuer holds funds on your behalf
- Card network
- Visa
- debit card · issued by Contis / Wirex Ltd
Related crypto cards
Other Wirex cards, each priced on its own. Fees, cashback and perks differ per card.
Supported crypto & networks
Where is Wirex One available?
Show all 30 supported countries
Availability lists change frequently. Confirm eligibility with Contis / Wirex Ltd before applying.
Wirex One — common questions
Is Wirex One available in United States?+
United States is not on Wirex One's published availability list. The card is currently offered in 79 countries (EEA, UK, APAC, LATAM); availability can change, so confirm with Contis / Wirex Ltd before applying.
What fees does Wirex One charge?+
Wirex One has no issuance fee, no annual fee, a 0% crypto top-up fee and a 0% FX fee. ATM withdrawals cost 2%. 0%
Does Wirex One support Apple Pay and Google Pay?+
Wirex One supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is Wirex One self-custody?+
Wirex One uses a custodial model. Contis / Wirex Ltd holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.
How does Wirex One cashback work?+
Wirex One offers 0.5%–8% cashback. Rewards are paid in WXT. Staking requirement: Optional X-tras plans (€0 Standard, €9.99/mo Premium, €29.99/mo Elite) + WXT lockups. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.