Plasma One
Third National Bank · Global (150+ countries) · personal
Self-custodial global Visa card with 2%–10% cashback, 10% back on AI & flights, and free Claude Pro/ChatGPT Plus
Is Plasma One worth it?
Plasma One is a global self-custodial Visa card issued by Third National Bank with integrated Plasma Earn yield and multi-currency bank off-ramps. Starting at 2% cashback on the $0 Lite tier, upgrading to Core or Platinum unlocks 3%–4% base cashback, 5%–10% on AI spend, 10% on flights (up to $600/yr), and complimentary Claude Pro and ChatGPT Plus subscriptions.
Pros
- 2% base cashback on free Lite tier and up to 4% base / 10% AI & Flights on Platinum
- Complimentary Claude Pro & ChatGPT Plus on Platinum (ChatGPT Go on Core)
- 0% FX fee and lounge access on Platinum
Cons
- Cashback is paid in XPL and higher tiers require a 12-month XPL token lock
- $2 + 2% ATM withdrawal fee
- Full-rate base cashback has monthly spend bands ($500 Lite, $1k Core, $3k Platinum)
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0%
- FX fee
- 1%
- up to 1%
- ATM fee
- 2%
- N/A (virtual)
- Max daily spend
- $1,000,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $3,000
- N/A (virtual)
- KYC
- Full KYC
- Full KYC
- Custody
- Self-custody
- Funds remain in your wallet until settlement
- Card network
- Visa
- credit card · issued by Third National Bank
Supported crypto & networks
Where is Plasma One available?
Show all 26 supported countries
Availability lists change frequently. Confirm eligibility with Third National Bank before applying.
Plasma One — common questions
Is Plasma One available in United States?+
Plasma One is listed as available in Global (150+ countries). Our data currently shows it as available in United States. Always confirm eligibility with Third National Bank before applying.
What fees does Plasma One charge?+
Plasma One has no issuance fee, no annual fee, a 0% crypto top-up fee and a 1% FX fee. ATM withdrawals cost 2%. up to 1%
Does Plasma One support Apple Pay and Google Pay?+
Plasma One supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is Plasma One self-custody?+
Yes. Plasma One is non-custodial: your assets stay in your own wallet until the moment of settlement. You remain responsible for key management and wallet security.
How does Plasma One cashback work?+
Plasma One offers 2%–4% cashback. Rewards are paid in XPL. Staking requirement: Lite ($0): 2%; Core ($199/yr or 20k XPL lock): 3% + 5% AI; Platinum (150k XPL 12-mo lock): 4% + 10% AI & Flights. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.