Annual fees are rare in crypto cards, but some premium tiers still charge them. Every card below is free to hold year-round.
68 cards matching this guide. Filters stay within the category.
1.4k reviews
by Crypto Life (Baanx)48 countries: EEA, UK, Switzerland, LATAM, Canada & Middle East
Free self-custody Mastercard earning 1% mUSD back on every purchase
2.2k reviews
by MoorwandEEA, Switzerland, Australia, LATAM & APAC
Custodial Mastercard with up to 10% cashback, 100% subscription rebates and Auto-Savings yield
2.2k reviews
by MoorwandEEA, Switzerland, Australia, LATAM & APAC
Custodial Mastercard with up to 10% cashback, 100% subscription rebates and Auto-Savings yield
940 reviews
by UnlimitEEA & UK
European MiCA-registered self-custodial Mastercard with 0% FX fees and up to 20% USDC cashback
486 reviews
by OKXEEA
Self-custody OKX Wallet card for EEA spenders.
490 reviews
by Third National Bank150+ countries
Self-custodial global Visa card with 2%–10% cashback, 10% back on AI & flights, and free Claude Pro/ChatGPT Plus
Featured cards get pinned placement, a verified badge and a Fast-Track data review. One flat monthly fee — no CPC surprises.
1.9k reviews
by Third National Bank85+ countries (Global)
DeFi restaking Visa credit & spend card with 3%–4% cashback and Claude/ChatGPT MCP integration
710 reviews
by Wirex Partner54 countries (EEA, UK, LATAM, APAC)
MPC non-custodial Visa card with 0% FX fees, $200/mo free ATM and 50% AI & streaming rebates
4.8k reviews
by Foris DAX Asia100+ countries
The original crypto cashback card, from Ruby Steel to Obsidian.
4.8k reviews
by Foris DAX Asia100+ countries
The original crypto cashback card, from Ruby Steel to Obsidian.
1.6k reviews
by ModulrUK & EEA
UK & EEA rewards Visa card offering 3%–9% PLU back and 50+ merchant Perks like Netflix, Aldi & Spotify
1.9k reviews
by Third National Bank85+ countries (Global)
DeFi restaking Visa credit & spend card with 3%–4% cashback and Claude/ChatGPT MCP integration
Every crypto card with a $0 annual fee, ranked by cashback and FX cost. We start from the published fee schedule, then normalise top-up and FX fees to basis points so a 0.5% spread is directly comparable across issuers. Cards with unclear fee notes are marked as such rather than assumed to be free.
Filtering is applied before ranking, so a card never appears in a category it does not qualify for. Read the full methodology.
We currently track 68 cards matching this guide, 23 of which charge 0% FX. Counts are generated from the directory dataset and update whenever a card is added or its availability changes.
OKX Card offers 2%–10% cashback, paid in USDG. Staking requirement: None.
The default order sorts by editor score. Switch to table view to sort on raw fees, cashback or limits. Fees and calculator outputs always use the raw numbers.
